IVF without the uncertainty

Pay for your IVF with Gaia — Get one fixed price, complete protection & no surprises.

3 min | No credit impact

IVF is unpredictable...

After years of failed IVF attempts and heartbreak, Nader and his wife finally welcomed their son. Each try had cost them more time, more stress, and more money.

Nader founded Gaia to give others the hope, security, and experience he wished they’d had.

1 in 3

cycles don’t reach embryo transfer

2-3

transfers usually needed to be successful

70%

of all patients don’t succeed at first

Your costs don’t have to be.

With Gaia you’ll never see a clinic invoice. We promise one fixed treatment price from the start, financial protection throughout treatment, and support through the entire journey.

+ repeat Egg retrieval

+ Repeat embryo transfer

+ Extra medication

+ Another Cycle

$100,000

Built-in protection when things don’t go to plan

Retrieval & Fertilization

No viable embryos

A second retrieval costs $13,000 on average

We cover another cycle to try again

Included

Transfer & Implantation

First transfer  doesn’t succeed

Clinics charge $5,000 per transfer on average

Transfer all embryos until you succeed

Included

Outcome & Pregnancy

No live birth after a cycle

Additional cycle costs could add up to $100,000

Money towards a second cycle

Included

Plus smart extras to protect you further

Unlimited PGT (genetic) embryo testing

Labs charge you over $300 per embryo tested

Optional

Fixed price for all your IVF medication

Medication costs can quickly spiral to over $10,000

Optional

We offer flexible ways to pay for IVF without insurance

Pay monthly

Simple financing with fixed monthly  payments. Credit eligibility criteria apply.

Pay up-front

Pay one simple fixed sum upfront. Credit cards accepted.

Get a Free estimate

And fertility support from start to finish

Nutritionist guidance

Work with Berry Street’s fertility-focused dietitian to get personalised meal tracking and guidance helping you feel confident you’re doing everything you can to support your fertility.

Included

1-on-1 fertility counseling

Through our partnership with Calla Collective, you’ll have a 1-on-1 session with a therapist who truly understands reproductive health — someone to listen, support, and help carry the emotions of this journey.

Included

Fertility nurse consultation

Our experienced nurse and fertility coach will break down clinical jargon and provide expert medical guidance when you need clarity, so you feel informed and supported throughout your treatment.

Included

On-Demand Fertility Advocate

Our Gaia Fertility Advocates will by your side at every step. They’ll respond quickly to all your questions and coordinate with your clinic to keep your treatment smooth and stress-free.

Included

Get a Free estimate

Fertility treatments we cover

IVF &  Banking IVF

Egg Freezing

IUI Transfer

How Gaia works with your clinic to pay for IVF

Step 1

Choose your fertility clinic

Whether you have a clinic already or you need help finding one, Gaia works with 500+ IVF clinics

Step 2

Plan treatment with your doctor

Whether you have a clinic already or you need help finding one, Gaia works with 500+ IVF clinics

Step 3

Create your quote with Gaia

Whether you have a clinic already or you need help finding one, Gaia works with 500+ IVF clinics

Step 4

Approve & start straight away

Whether you have a clinic already or you need help finding one, Gaia works with 500+ IVF clinics

Get a Free estimate

We’ve helped over 5,000 people through IVF

Trusted by leading fertility clinics in the United States

Available for all your questions along the way

Does Gaia work with existing clinics?

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What happens if anything goes wrong during retrieval or fertilization?

What if both retrievals don’t result in embryos?

What are my add-on options?

Talk to a GAIA Advocate

See what your IVF would cost with Gaia

Get free Estimate

3 min | No credit impact