Making IVF possible — for everyone

Instant decisions. Affordable prices. A helping hand.

  • Pay for IVF in simple monthly payments
  • Up to 75% more likely to have a baby
  • 24/7 access to fertility experts
  • Save up to $40,000
GET STARTED

3 min  |  No credit impact

Increase your chances up to 200%
89% Clinics success rate
top vetted clinics in the USA
89%

Of people that choose gaia end up with a baby

based on 500+ patients served

How it works

Pick your clinic 
(or let us help)

Choose your own or select from our network of top-rated clinics — handpicked to drive successful outcomes.

01

Build your ideal 
treatment plan

Improve your outcome by customizing your IVF journey with options like unlimited embryo transfers and medication — all at capped costs.

02

Choose how you 
want to pay

Take full control with flexible monthly financing starting at 0% interest, or pay upfront with cash or FSA/HSA funds.

03
Get pre-approved

3 min  |  No credit impact

IVF pricing
calculator

No. of cycles
1 Cycles
1
Starting from

$255/mo*

1 full IVF cycle. Everything covered.

Save up to $8,000 vs clinic-direct pricing

All consultations during treatment

All monitoring

Egg retrieval

Anesthesia

Embryo creation

Embryo storage

1 embryo transfer cycle

Unlimited embryo transfer cycles for +$45/mo*

Genetic embryo testing for  +$90/mo*

*Based on a payment plan over 60 months and a 12% APR. Actual interest rate subject to credit check.

0% interest for the first 90 days!

Get pre-approved

3 min  |  No credit impact

1
Starting from

$390/mo*

2 full IVF cycles. Everything covered.

Save up to $25,000 vs clinic-direct pricing

All consultations during treatment

All monitoring

Egg retrievals

Anesthesia

Embryo creation

Embryo storage

Unlimited embryo transfer cycles

Genetic embryo testing for  +$90/mo*

*Based on a payment plan over 60 months and a 12% APR. Actual interest rate subject to credit check.

0% interest for the first 90 days!

apply now

3 min  |  No credit impact

1
Starting from

$510/mo*

3 full IVF cycles. Everything covered.

Save up to $40,000 vs clinic-direct pricing

All consultations during treatment

All monitoring

Egg retrievals

Anesthesia

Embryo creation

Embryo storage

Unlimited embryo transfer cycles

100% refund if you don’t have a baby

Genetic embryo testing for +$160/mo*

*Based on a payment plan over 60 months and a 12% APR. Actual interest rate subject to credit check.

0% interest for the first 90 days!

apply now

3 min  |  No credit impact

The Gaia difference

The extras you won’t get anywhere else

01

Unlimited embryo transfers

Every embryo from your retrieval cycle, transferred at no extra cost.

02

Baby guaranteed

Up to 100% refunded if treatment isn’t successful (terms apply).

03

Simple monthly payments

Flexible financing with interest as low as 0%.

04

24/7 fertility support

Compassionate advocates who’ve been in your shoes, dedicated to helping you build your family.

Get pre-approved

3 min  |  No credit impact

Hear it from
our members

“Great experience”

Gaia has been an incredible support throughout our IVF journey. Their team is professional, compassionate and invested in making fertility treatment more accessible. - Nicole

“Amazing support"

Amazing support, quick response and solutions to any issues. We received a lovely gift wishing us luck with a fabulous book which is super helpful. We start our meds in about a week and feel we have an extra support in Gaia. - Emily

“Baby on the first cycle”

I’ve had a fantastic experience with Gaia so far! They are incredibly quick to respond to any questions or concerns, which makes the whole process with the IVF clinic so much smoother.

“Baby on the first cycle”

I’ve had a fantastic experience with Gaia so far! They are incredibly quick to respond to any questions or concerns, which makes the whole process with the IVF clinic so much smoother.

“Baby on the first cycle”

I’ve had a fantastic experience with Gaia so far! They are incredibly quick to respond to any questions or concerns, which makes the whole process with the IVF clinic so much smoother.

“Baby on the first cycle”

I’ve had a fantastic experience with Gaia so far! They are incredibly quick to respond to any questions or concerns, which makes the whole process with the IVF clinic so much smoother.

4.5/5 based on 500+ patients served

Get approved in less than 3 minutes

Start my approval

3 min  |  No credit impact

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