The better way to pay for IVF

When you start IVF, it’s hard to know what your total cost will be. A base price at a clinic likely won’t include critical costs, like medication and multiple embryo transfers. At Gaia, we fix your cost up front and include everything you need for extra peace of mind.
‍
To see how much value Gaia gives you, check out average pricing for IVF treatment.
‍
For your own personalized Gaia price, request a free quote.

average per-cycle pricing

With Gaia

Protection fee

$7,600

per cycle

Fixed cycle cost

$22,700

per cycle

Fixed cost includes all medications and unlimited embryo transfers

Discounted cycle if you don’t have a birth

Membership support and counselling

Without Gaia

Variable cycle cost

$17,000 - 30,000

per cycle, dependent on number of embryo transfers

Cost that increases throughout treatment and has to be paid upfront to your clinic

Full cost applies if you don’t have a birth

Limited support outside of treatment cycles

Start for less

With Gaia

Start with a protection fee

$6,450

per cycle

Without Gaia

Pay up front

$17,000

per cycle

With Gaia, you pay a protection fee upfront to start a cycle. We’ll take care of your bills until you have a child and begin to repay for treatment.

Without Gaia, you’ll need cash on hand to pay for treatment and surprise bills, both upfront and throughout your cycle.

Know exactly  what you’ll pay

With Gaia

Fixed, all-inclusive cost

per cycle

$22,720

Without Gaia

Variable cost

$17,000-30,000

per cycle

With Gaia, you’ll get one fixed cost, so you know exactly how much you’ll pay if you have a child. Knowing concrete numbers lets you focus on your treatment.

Without Gaia, your quoted price likely doesn’t include essential parts of your treatment, leaving you to guesstimate your actual all-in cost.

Repay in monthly instalments

With Gaia

Monthly instalments

$250

per month

Without Gaia

Bills are due as they come

$17,000-30,000

per cycle

With Gaia, we’ll take care of your treatment costs, and you’ll repay them after you have a child. Throughout treatment and pregnancy, your treatment costs don’t accumulate any interest.

Without Gaia, you’ll need funds on hand to pay for treatment. Loans and credit cards accumulate interest right away and add up quickly.

Remove the  financial gamble

With Gaia

Protection if there’s no live birth after 3 cycles

per cycle

Without Gaia

No protection if there’s no live birth after 3 cycles

$51,000-90,000

With Gaia, you don’t pay the full cost of treatment if you don't have a child. And, if you decide to exit treatment early, you’ll only pay a fraction of your cycle costs.

Everyone goes into IVF with high hopes. The truth is, while IVF is an incredible way to build a family, it doesn’t guarantee a child.

Get expert advice and support

With Gaia

Support, community, and 6 sessions of complementary counselling

Without Gaia

Medical support while you’re in treatment, with limited support afterwards

With Gaia, you’re never alone. You’ll get access to complementary counselling, nutritional support, a community group, and in-person and online events.

Without Gaia, IVF can be emotionally, physically, and financially exhausting. Even with the best support network and medical team, it can be a rollercoaster ride.

How Gaia compares

As with any big financial decision, it’s important to weigh pros and cons.

If you’re thinking about putting treatment on a credit card, getting a loan, or buying a multi-cycle package through a clinic, here are a few things to consider:

Gaia

Loans

Credit card

Multicycle packages

Start for less

Fixed cycle costs, and all embryo transfers

Medication included

Protection if you don’t have a child

Not always

Only pay for the cycles  you complete

Monthly financing available

0% interest until birth

Interest on repayments

12-18%

0-24%

14-30%

Membership support and community

Start and protect your IVF for less

We know from experience: there’s no one-size-fits-all approach to IVF. That’s why we offer personalized and affordable plans to start and protect your fertility treatment.
‍
If you’re ready to take the next step with Gaia, get your quote.

Get pricing

Real numbers from Gaia Members

Standard IVF with PGT

Diagnosis: Ovulatory factor

Age: 34, 36

Protection fee

$7,000

per cycle

Fixed cycle cost

$24,100

per cycle

Donor egg IVF

Diagnosis: Ovulatory factor

Age: 42, 45

Protection fee

$11,000

per cycle

Fixed cycle cost

$39,500

per cycle

Sperm donor IVF

Diagnosis: Endometriosis

Age: 37

Protection fee

$7,700

per cycle

Fixed cycle cost

$23,500

per cycle

So far I am very happy with Gaia

So far I am very happy with Gaia, I am about to have my first try of IVF with them, I have found them extremely helpful and all the staff I have delt with have been so kind and friendly. I would recommend using Gaia.

Laura

Published 2 Oct 2023

Gaia makes the world a happier place

Gaia are so friendly, welcoming and kind! We were so so excited to hear about Gaia when we attended a open evening at Bourn Hall Wickford. It is the most amazing gift that Gaia can give to a person/persons, they put fertility treatment...

Mrs Sarah Prince

Published 17 sep 2023

Gaia is my family too!!!

I haven't started my treatment yet but till this point I'm very happy with Gaia family. I don't have words to express my gratitude and I'm sure with their help I will have my baby soon. The communication have been excell...

Gabriella

Published 8 jul 2023

Reviews from:

Start for less

Know exactly what you’ll pay

Repay in monthly instalments

Remove the financial gamble

Get expert advice and support

How Gaia compares

Start and protect your IVF for less

Real numbers from Gaia Members

Know exactly  what you’ll pay

Remove the  financial gamble