FACTS
WHAT DOES GAIA FAMILY INC. (“Gaia”) DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- account balances and payment history
- credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
- Social Security number and income
- account balances and payment history
- credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Gaia chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Gaia share?
Can you limit this sharing?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes—to offer our products and services to you
Yes
No
For joint marketing with other financial companies
No
We don't share
For our affiliates’ everyday business purposes—information about your transactions and experiences
Yes
No
For our affiliates’ everyday business purposes—information about your creditworthiness
No
No
For our affiliates to market to you
No
We don't share
For nonaffiliates to market to you
No
We don't share
Questions?
Call +13322863044 or go to gaiafamily.com/en-us
Who we are
Who is providing this notice?
Gaia Family Inc. (“Gaia”)
What we do
How does Gaia protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Gaia collect my personal information?
We collect your personal information, for example, when you
- give us your contact information or give us your income information
- provide employment information or apply for financing
- provide account information
We also collect your personal information from others, such as credit bureaus, affiliates, sponsoring organizations, employers, and other companies.
- give us your contact information or give us your income information
- provide employment information or apply for financing
- provide account information
We also collect your personal information from others, such as credit bureaus, affiliates, sponsoring organizations, employers, and other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Gaia Family Insurance Services LLC
- Gaia Fertility Limited
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
- Gaia Family Insurance Services LLC
- Gaia Fertility Limited
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Why can’t I limit all sharing?
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Gaia does not share with nonaffiliates so they can market to you.
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
- Gaia does not share with nonaffiliates so they can market to you.
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Why can’t I limit all sharing?
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Gaia doesn’t jointly market.
- Gaia doesn’t jointly market.
Other important information