The world’s first IVF insurance
Protect your journey – pay an insurance premium to start each IVF round. Pay for your IVF treatment only if you have a child.





How we help

Get full visibility of your costs

Insure your treatment

Spread the cost of your treatment
How your Gaia Plan works
How it works
In our Member’s words







“We looked at loans, remortgaging the house, asking friends and family but then we found Gaia!"
“I had no idea where to begin when I decided to start IVF. With Gaia, I felt more in control over my journey and my money.”
“Gaia designed a personalised, totally transparent Plan for me with no hidden costs.”
Your questions answered:
Your premiums are calculated based on your chances of success, the type of treatment you're having, and your clinic’s treatment costs.
You can go to any HFEA registered clinic in the UK and select clinics abroad.
To make sure that our Gaia Plans are fair and affordable for you, and that your premium isn't too expensive, we have a couple of eligibility criteria. We are required to keep our premium percentage below 40%. We have to take in consideration BMI of the embryo carrier - currently below 35. And we also need to run credit and affordability checks.
As a relatively new company we are bound to the limits set by our underwriters. But we hope to continually develop our model to make our plans more accessible to more people.
Talk to us
Speak to someone directly, we're always happy to talk