We’re on the way to the US!

Thank you for your interest in Gaia. While we aren’t available in the United States yet, we’re arriving later this year and can’t wait to meet you.

In the meantime, please join our waitlist to be the first to know about our stateside launch. We’ll be in touch soon.

A plan to pay for IVF.
A back-up plan, too.

Start IVF with a protection fee and we’ll pay all your treatment costs. Pay nothing more if you don’t have a child.

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Wired
Techcrunch
Instech
Fast Company
The Times
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The Huffington Post
Bloomberg
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TechRound
Wired
Techcrunch
Instech
Fast Company
The Times
Insider
The Huffington Post
Bloomberg
Sifted
TechRound
A happy couple who tried Gaia
Nicky and Rory, Gaia Members

“Finding Gaia was the first time in IVF that we actually thought we'd won something. Having Gaia wasn't just financial support, it was personal support as well.”

Start a treatment cycle by paying a protection fee. We’ll pay your clinic on your behalf.

When you have a child, you’ll repay only for the cycles you completed, in flexible monthly instalments, for up to 8 years.

If you don’t have a child after 3 cycles, don’t pay for any of your treatment.

If you decide to stop before the end of 3 cycles, we’ll discount your cycle costs.

It started from experience

Gaia’s founder, Nader, and his wife went through 5 rounds of IVF before conceiving their son. His experience helped him realise IVF was a financial gamble reserved for the few. He started Gaia to give people a chance to start and continue IVF, with protection if unsuccessful.

Image of Nader, Founder & CEO of Gaia
Nader, Gaia Founder & CEO
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Start for less

Don’t pay the full cost of your IVF upfront. Pay a simple protection fee to start your cycle, and we’ll pay your clinic and pharmacy on your behalf.

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Full clarity on your treatment

We fix the cost of your IVF cycle, including medication and unlimited transfers, so that when you have a child, you know exactly how much you will repay.

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Protection if you don’t have a child

If you don’t have a child at the end of your 3 cycles, you don’t have to repay any of your treatment costs. If you decide to stop before 3 cycles without having a child, only pay a fraction of your cycle costs.

A couple who is Gaia member
Stella and Toby, Gaia Members

“Gaia takes the weight off the financial thing. We know that it's affordable for us to do it,
and we can just concentrate on the job in hand.”

To create your family, be part of ours.

What does it mean to be a Gaia Member?

At Gaia we’re not just your financial partner. 
As a Member, you are supported every step of the way by a community of experts and fellow Members.
6 sessions of complementary counselling
A free session with an independent embryologist
Nutritional support
Dedicated membership support
In person and online events
Peer support groups
A happy woman who is a Gaia member
Alice, Gaia Member

“I just showed up to my appointments. Everything was taken care of and that meant so much. I feel really proud to be a Gaia Member.”

Your questions, answered:

Who can get a Gaia Plan?
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Gaia offers plans that give you the best possible chance of success. Your eligibility for a plan depends on your treatment, your IVF history, and your BMI. Learn more about our eligibility here.

You are also able to request a quote regardless of whether you have a child, been through IVF before or you already have frozen embryos stored. We can't currently offer you a plan if you're in need a surrogate.

What treatments do you cover?
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We can insure you for IVF, ICSI, shared motherhood (reciprocal IVF), and treatment using donor eggs or sperm. We do not currently cover surrogacy.

What is my protection fee?
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A payment that you make to Gaia to start each cycle so that we can fix your cycle costs, pay your clinic all your treatment expenses, protect your IVF journey, and give you access to our Member support and community. Your protection fee is tailored based on your personal details, your chosen clinic, and the type of treatment you plan to have. Your protection fee can be paid in a single payment or spread into 10 monthly payments, interest free.

What's included in my fixed cycle costs?
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Your fixed cycle costs include your retrieval, unlimited embryo transfers (fresh or frozen) and all medication. Specifically, we pay for your nurse consultations, donor eggs or sperm (when applicable), treatment monitoring scans, treatment monitoring blood tests, egg collection, sedation, fertilisation, ICSI (when applicable), blastocyst culture, fresh and frozen transfers, embryo freezing, 1 year of storage, and medication up until 12 weeks of pregnancy.

We follow guidelines outlined by the HFEA on what treatments and procedures are essential to your IVF. Full details about what is and isn’t included in your Gaia Plan will be listed in your Membership Agreement. Speak with us if you have any questions.

Can I repay my loan early?
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You have a maximum of 8 years to pay back your loan, and there are no early repayment fees.

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