The world’s first IVF insurance

Protect your journey – pay an insurance premium to start each IVF round. Pay for your IVF treatment only if you have a child.

Learn More
arrow pointing down in a circle

How we help

How your Gaia Plan works

How it works

You are covered for
orange tick icon
Up to 6 rounds of treatment
  • Standard IVF
  • Standard IVF
  • IVF + ICSI
  • IVF + Egg donor
  • IVF + Sperm donor
  • Shared Motherhood
orange tick icon
All essential procedures
  • Monitoring scans
  • Monitoring blood tests
  • Sedation for egg collection
  • HFEA Fee
  • Blastocyst culture
  • Pregnancy scan
  • Follow up consultation
  • Embryo freezing
  • Embryo storage
orange tick icon
Medication costs
  • Everything you need for your IVF cycle and up to 12 weeks of your pregnancy
orange tick icon
12 counselling sessions
  • With a BICA trained counsellor
orange tick icon
Access to an embryologist
All you have to pay to start
An insurance premium for each round, paid monthly or in a lump sum.
If you have a child
Finance the treatment you've had for up to 8 years.
If you don’t have a child at the end of your covered rounds
You pay no more than your insurance premiums.

In our Member’s words

“We looked at loans, remortgaging the house, asking friends and family but then we found Gaia!"

Katie, Gaia Member

“I had no idea where to begin when I decided to start IVF. With Gaia, I felt more in control over my journey and my money.”

Sophie, Gaia Member

“Gaia designed a personalised, totally transparent Plan for me with no hidden costs.”

Shermain, Gaia Member

“We looked at loans, remortgaging the house, asking friends and family but then we found Gaia!"

Katie, Gaia Member

“Gaia designed a personalised, totally transparent Plan for me with no hidden costs.”

Shermain, Gaia Member

“I had no idea where to begin when I decided to start IVF. With Gaia, I felt more in control over my journey and my money.”

Sophie, Gaia Member

Your questions answered:

How do you calculate my premium?
plus icon in circle

Your premiums are calculated based on your chances of success, the type of treatment you're having, and your clinic’s treatment costs.

Can I have a Gaia Plan with any clinic?
plus icon in circle

You can go to any HFEA registered clinic in the UK and select clinics abroad.

Can anyone get a Gaia Plan?
plus icon in circle

To make sure that our Gaia Plans are fair and affordable for you, and that your premium isn't too expensive, we have a couple of eligibility criteria. We are required to keep our premium percentage below 40%. We have to take in consideration BMI of the embryo carrier - currently below 35. And we also need to run credit and affordability checks.

As a relatively new company we are bound to the limits set by our underwriters. But we hope to continually develop our model to make our plans more accessible to more people.

Talk to us

Speak to someone directly, we're always happy to talk