Why choose Gaia

Gaia’s founder and his wife went through 5 rounds of IVF in 3 countries. Through his experience he identified where the IVF process was broken — and how to start fixing it.

Gaia’s founder and his wife went through 5 rounds of IVF in 3 countries. Through his experience he identified where the IVF process was broken — and how to
start fixing it.

Know exactly
what you’ll pay

Most clinics and multi-cycle packages exclude essential procedures and medication, making it very difficult to budget how much you will pay for your IVF treatment. Once you add up all your invoices, a single cycle will typically cost you anywhere between £7,000 and £11,000.

We fix the cost of your IVF cycle and include everything you need. That means medication and unlimited transfers too. So when you have a child, you know exactly how much you will repay with no surprise costs on top. 

Afford to start
(and continue) treatment

Starting IVF means having cash on-hand to pay for treatment, both up-front and throughout your cycle as bills accumulate. While saving up to complete 1 cycle can be hard enough, it’s often not enough. And indeed, the financial burden is the #1 reason people have to abandon their IVF journeys.

With Gaia, you can start straight away and continue treatment simply by paying your protection fees — we pay your clinic and pharmacy on your behalf.

Once you have a child, our flexible repayment options let you repay your cycle costs in affordable monthly instalments for up to 8 years. If you’d rather repay all at once, there are no early repayment penalties.

Remove the financial gamble

IVF is an incredible technology for making a family, but it can’t guarantee a child. You shouldn’t have to invest such a significant amount of money for a maybe.

With Gaia, if you don’t have a child at the end of your 3 cycles, you don’t have to repay any of your treatment costs. And if you decide to stop trying before, you’ll only pay a fraction of your cycle costs.

Stop guessing how many cycles you’ll need

Some financing options offer you the option to buy multiple cycles upfront at a discounted rate per cycle. The trouble is, no one knows how many cycles they’ll need. This guessing game often results in paying for more cycles than necessary.

With Gaia, once you have a child, you only repay for the cycles you had, nothing more.

Don’t go through it alone

IVF can take its toll. Even with the best support network and medical team, it’s a bewildering rollercoaster.

As you go through treatment, you have access to 6 sessions of complementary counselling, nutritional support, a community group, and in-person and online member events.

A happy woman who is a Gaia member
Alice, Gaia Member

“Gaia creates value by being empathetic, warm, friendly and clear. That’s all you need when you are going through something big like IVF.”

Ready to start?

Check if you are eligible for a personalised quote by completing a short questionnaire.

How Gaia compares

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Gaia
Loans
Multicycle
packages
Refund
packages
Fixed treatment costs
Gaia
Loans
Multicycle packages
Refund packages
Fixed medication costs
Gaia
Loans
Multicycle packages
Refund packages
Unlimited frozen transfers
Gaia
Loans
Multicycle packages
Refund packages
Reduced upfront cost
Gaia
Loans
Multicycle packages
Refund packages
No treatment cost if you don’t have a child in 3 cycles
Gaia
Loans
Multicycle packages
Refund packages
Discount if you stop early without having a child
Gaia
Loans
Multicycle packages
Refund packages
Only pay for the cycles you complete
Gaia
Loans
Multicycle packages
Refund packages
All bills handled
Gaia
Loans
Multicycle packages
Refund packages
Monthly financing included
Gaia
Loans
Multicycle packages
Refund packages
0% interest during treatment and pregnancy
Gaia
Loans
Multicycle packages
Refund packages
Dedicated member support
Gaia
Loans
Multicycle packages
Refund packages
Free counselling
Gaia
Loans
Refund packages
Refund packages
Member community 
and events
Gaia
Loans
Multicycle packages
Refund packages

Hear it from our Members

Would highly recommend!
It’s been amazing and the team have been so supportive and friendly. Any queries we have had have been answered so quickly. A young company who really support and have knowledge on the ivf process.

customer

Published 20 dec 2023
Stella and the team at Gaia have been…
Stella and the team at Gaia have been amazing!Having fertility treatment is a very stressful time, but having the team behind us removing the financial worry from the process really helps.Would highly recommend Gaia to anyone who is on this journey. They’re so friendly, supportive and kind!

Jade

Published 14 dec 2023
Please consider Gaia
I couldn’t recommend Gaia highly enough.... They are more than just an insurance company... They are a team of compassionate, helpful and supportive people who really empathise with couples going through IVF! For once we are more than just a number on a piece of paper.

Mrs Rogers

Published 14 dec 2023
I would recommend Gaia to anyone…
I would recommend Gaia to anyone looking at ways of funding their IVF journey. They are more than just a funding option, they are a supportive community too.
My husband and I weren’t in a position to be able to pay the full cost of IVF upfront and Gaia was really the only option for us. The option to be able to pay it back over 8 years if you have a child is really helpful to us...

Becca

Published 13 dec 2023
So far I am very happy with Gaia
So far I am very happy with Gaia, I am about to have my first try of IVF with them, I have found them extremely helpful and all the staff I have delt with have been so kind and friendly. I would recommend using Gaia.

Laura

Published 2 Oct 2023
Gaia makes the world a happier place
Gaia are so friendly, welcoming and kind! We were so so excited to hear about Gaia when we attended a open evening at Bourn Hall Wickford. It is the most amazing gift that Gaia can give to a person/persons, they put fertility treatment...

Mrs Sarah Prince

Published 17 sep 2023
Gaia is my family too!!!
I haven't started my treatment yet but till this point I'm very happy with Gaia family. I don't have words to express my gratitude and I'm sure with their help I will have my baby soon. The communication have been excell...

Gabriella

Published 8 jul 2023
Reviews from:
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We’re on the way to the US!

Thank you for your interest in Gaia. While we aren’t available in the United States yet, we’re arriving later this year and can’t wait to meet you.

In the meantime, please join our waitlist to be the first to know about our stateside launch. We’ll be in touch soon.

We and selected partners, use cookies or similar technologies as specified in the cookie policy.