The better way to pay for IVF

When you start IVF, it’s hard to know what your total cost will be. A base price at a clinic likely won’t include critical costs, like medication and multiple embryo transfers. At Gaia, we fix your cost up front and include everything you need for extra peace of mind.

To see how much value Gaia gives you, check out average pricing for IVF treatment.

For your own personalised Gaia price, request a free quote.

average per-cycle pricing 
standard IVF
With Gaia
Protection fee
£2,600
per cycle
Fixed cycle cost
£8,600
per cycle
Fixed cost includes all medications and unlimited embryo transfers
Discounted cycle if you don’t have a birth
Membership support and counselling
Without Gaia
Variable cycle cost
£7,700 - 18,600
per cycle, dependent on number of embryo transfers
Cost that increases throughout treatment and has to be paid upfront to your clinic
Full cost applies if you don’t have a birth
Limited support outside of treatment cycles

Start for less

With Gaia
Start with a protection fee
£2,600
per cycle
Without Gaia
Pay up front
£7,700
per cycle
With Gaia, you pay a protection fee, upfront or in monthly instalments, to start a cycle. We’ll take care of your bills until you have a child and begin to repay for treatment.
Without Gaia, you’ll need cash on hand to pay for treatment and surprise bills, both upfront and throughout your cycle.

Know exactly 
what you’ll pay

With Gaia
Fixed, all-inclusive cost
£8,600
per cycle
Without Gaia
Variable cost
£7,700-18,600
per cycle
With Gaia, you’ll get one fixed cost, so you know exactly how much you’ll pay if you have a child. Knowing concrete numbers lets you focus on your treatment.
Without Gaia, your quoted price likely doesn’t include essential parts of your treatment, leaving you to guesstimate your actual all-in cost.

Repay in monthly instalments

With Gaia
Monthly instalments
£250
per month
Without Gaia
Bills are due as they come
£7,700-18,600
per cycle
With Gaia, we’ll take care of your treatment costs, and you’ll repay them after you have a child. Throughout treatment and pregnancy, your treatment costs don’t accumulate any interest.
Without Gaia, you’ll need funds on hand to pay for treatment. Loans and credit cards accumulate interest right away and add up quickly.

Remove the 
financial gamble

With Gaia
Protection if there’s no live birth after 3 cycles
£0
per cycle
Subject to eligibility
Without Gaia
No protection if there’s no live birth after 3 cycles
£23,100-55,800
With Gaia, you don’t pay the full cost of treatment if you don't have a child. And, if you decide to exit treatment early, you’ll only pay a fraction of your cycle costs.
Everyone goes into IVF with high hopes. The truth is, while IVF is an incredible way to build a family, it doesn’t guarantee a child.

Get expert advice and support

With Gaia
Support, community, and 6 sessions of complementary counselling
Without Gaia
Medical support while you’re in treatment, with limited support afterwards
With Gaia, you’re never alone. You’ll get access to complementary counselling, nutritional support, a community group, and in-person and online events.
Without Gaia, IVF can be emotionally, physically, and financially exhausting. Even with the best support network and medical team, it can be a rollercoaster ride.

How Gaia compares

As with any big financial decision, it’s important to weigh pros and cons.

If you’re thinking about putting treatment on a credit card, getting a loan, or buying a multi-cycle package through a clinic, here are a few things to consider:

Gaia
Loans
Credit card
Bundle packages
Start for less
Fixed cycle costs, and
all embryo transfers
Medication included
Protection
if you don’t have a child
Not always
Only pay for the cycles 
you complete
Monthly financing available
0% interest until birth
Interest on repayments
14-18%
0-24%
14-30%
Membership support and community

Start and protect your IVF for less

We know from experience: there’s no one-size-fits-all approach to IVF. That’s why we offer personalised and affordable plans to start and protect your fertility treatment.

If you’re ready to take the next step with Gaia, get your personalised quote.

Real numbers from Gaia Members

Standard IVF
Diagnosis: Ovulatory factor
Age: 34, 36
Protection fee
£2,600
per cycle
Fixed cycle cost
£7,480
per cycle
Reciprocal IVF
Diagnosis: None
Age: 29, 33
Protection fee
£3,370
per cycle
Fixed cycle cost
£10,500
per cycle
Donor egg IVF
Diagnosis: Ovulatory factor
Age: 42, 45
Protection fee
£3,300
per cycle
Fixed cycle cost
£11,550
per cycle
Sperm donor IVF
Diagnosis: Endometriosis
Age: 37
Protection fee
£4,400
per cycle
Fixed cycle cost
£8,300
per cycle
So far I am very happy with Gaia
So far I am very happy with Gaia, I am about to have my first try of IVF with them, I have found them extremely helpful and all the staff I have delt with have been so kind and friendly. I would recommend using Gaia.

Laura

Published 2 Oct 2023
Gaia makes the world a happier place
Gaia are so friendly, welcoming and kind! We were so so excited to hear about Gaia when we attended a open evening at Bourn Hall Wickford. It is the most amazing gift that Gaia can give to a person/persons, they put fertility treatment...

Mrs Sarah Prince

Published 17 sep 2023
Gaia is my family too!!!
I haven't started my treatment yet but till this point I'm very happy with Gaia family. I don't have words to express my gratitude and I'm sure with their help I will have my baby soon. The communication have been excell...

Gabriella

Published 8 jul 2023
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