Get your Gaia Plan at 
Apricity Fertility Clinic

We are proud to work together with Apricity to make IVF more accessible for more people. Our Gaia Plans are seamlessly integrated with Apricity clinics -  we take care of all your bills and expenses as you go through your IVF. Only pay us back when you have a child, in flexible monthly instalments. Pay nothing back if you don’t.

3 steps to become a Gaia Member at Apricity

We recommend completing these steps at least 2 weeks before starting treatment.
01

Request: Check if you are eligible by completing a short questionnaire

02

Apply: Complete a soft credit check to get your personalised interest rate and ensure your plan is fair and affordable

03

Start: Schedule a call with the Gaia team to discuss any questions you have, and upload your treatment plan from your Apricity clinic. Pay your protection fee to start.

We recommend completing these steps at least 2 weeks before starting treatment.
A happy woman who is a Gaia member
Alice, Gaia Member

“I just showed up to my appointments. Everything
was taken care of and that meant so much. I feel really proud to be a Gaia Member.”

“I just showed up to my appointments. Everything 
was taken care of and that meant so much. I feel really proud to be a Gaia Member.”

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Start for less

Don’t pay the full cost of your IVF upfront. Pay a simple protection fee to start your cycle, and we’ll cover all bills and pay the clinic on your behalf.

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Fixed cycle costs

We fix the cost of your IVF cycle, including medication and unlimited transfers, so that when you have a child, you know exactly how much you will repay.

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Protection, if you stop

If you don’t have a child at the end of your three cycles, you don’t have to repay any of your treatment costs. If you decide to stop before 3 cycles without having a child, only pay a fraction of your cycle costs

What does it mean to be a Gaia Member?

At Gaia we’re not just your financial partner. 
As a Member, you are supported every step of the way by a community of experts and fellow Members.
6 sessions of complementary counselling
A free session with an independent embryologist
24/7 membership support
In person and online events
Peer support groups

Your questions, answered:

Who can get a Gaia Plan?
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Gaia offers plans that give you the best possible chance of success. Your eligibility for a plan depends on your treatment, your IVF history, and your BMI. Learn more about our eligibility here.

You are also able to request a quote regardless of whether you have a child, been through IVF before or you already have frozen embryos stored. We can't currently offer you a plan if you're in need a surrogate.

What treatments do you cover?
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We can insure you for IVF, ICSI, reciprocal IVF, and treatment using donor eggs or sperm. We do not currently cover surrogacy, IUI, or treatment if you have previously stored embryos.

What is my protection fee?
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A payment that you make to Gaia to start each cycle so that we can fix your cycle costs, pay your clinic all your treatment expenses, protect your IVF journey, and give you access to our Member support and community. Your protection fee is tailored based on your personal details, your chosen clinic, and the type of treatment you plan to have. Your protection fee can be paid in a single payment or spread into 10 monthly payments, interest free.

What's included in my fixed cycle costs?
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Your fixed cycle costs include your retrieval, unlimited embryo transfers (fresh or frozen) and all medication. Specifically, we pay for your nurse consultations, donor eggs or sperm (when applicable), treatment monitoring scans, treatment monitoring blood tests, egg collection, sedation, fertilisation, ICSI (when applicable), blastocyst culture, fresh and frozen transfers, embryo freezing, 1 year of storage, and medication up until 12 weeks of pregnancy.

We follow guidelines outlined by the HFEA on what treatments and procedures are essential to your IVF. Full details about what is and isn’t included in your Gaia Plan will be listed in your Membership Agreement. Speak with us if you have any questions.

Can I repay my loan early?
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You have a maximum of 8 years to pay back your loan, and there are no early repayment fees.

Talk to us

Speak to someone directly, we're always happy to talk

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