The Gaia Plan
We are Gaia, the world’s first IVF insurance provider. Backed by Lloyd’s of London, we insure your IVF and pay your clinic directly so that you can focus on your treatment.
Our plans cover you for all essential procedures and medication, in addition to 12 sessions of counselling, access to an embryologist, support groups, and events.
How does the Gaia Plan work?
“In the same way that you insure your house or your car, it’s security in case you need it and if you don’t need it then it hasn’t cost you the earth.” – Emily, Gaia Member
IVF is expensive. And it's difficult to know how much it will cost you before you start. Our plans provide greater visibility on your treatment costs and a more accessible way to pay.
1. Don't pay the full cost upfront
A round of IVF can cost up to £9,000 with all essential procedures and medication included. With Gaia, you pay an insurance premium to start each round of IVF, which is a fraction of the total cost of treatment. We will pay the full cost of your treatment and medication to your clinic directly, so that you never have to take out your credit card at your clinic.
2. Full visibility on your treatment costs
With medication, scans, and blood tests throughout your treatment, it is hard to know how much you will end up paying for your IVF. The Gaia Plan fixes the cost of your IVF treatment before you even start, and includes every essential procedure and your medication. This means that you know how much you will pay when you have your child, before you even begin. Keep in mind, we cannot insure treatments that the HFEA considers not proven to positively affect your IVF outcome.
3. Insure your treatment
How can you be thousands of pounds out of pocket without a child? With a Gaia Plan, if at the end of your covered rounds, you do not have a child, you will have paid nothing more than the insurance premiums at the start of each round. Our plans cover you up until live birth and discharge from the hospital.
4. Spread the cost of your IVF treatment
We know IVF is expensive. After you have a child, you can pay Gaia back for the treatments you needed in monthly instalments. You can pay back over 12 months interest-free, with the option to refinance for up to 8 years.
5. Only pay for what you need
We aren't a multi-cycle package, where you pay upfront for multiple rounds of treatment. With Gaia, you only pay for the treatments that you went through to have your child. Regardless of how many you are insured for.
6. Join our Member Community
You are never alone on this journey. Our Membership gives you access to 12 sessions of complementary counselling, the opportunity to talk to a fertility coach, tailored Member Support Groups and in person and online Member events.
“We felt like we’d hit a brick wall when we didn't qualify for NHS funding. One email to Gaia later, and we’re on our second round.” – Lyndsey, Gaia Member